Real Time Credits Facility (For Employees/Pension Recipients)

IMPORTANT NOTICE TO EMPLOYERS

Real Time Credits

The facility to claim certain credits/reliefs in "real-time" is now available for employees/pension recipients (this is in addition to the in-year tax reliefs currently available, listed in Appendix 1).


This allows employees to claim tax relief for specific expenditure incurred from 1 January 2021, under the Health Expenses and Nursing Home Expenses categories. This may result in an increase in the frequency of changes to Revenue Payroll Notifications.

Please see example below:

In September 2021, Catalina submits a qualifying claim for Nursing Home Expenses to Revenue, to the value of €1,715. This will result in an amended RPN being made available to you, showing the following details:

Previous RPN details:
Annual Tax Credit: €3,300   Annual Standard Rate Cut-Off point: €35,300

New RPN details:
Annual Tax Credit: €5,015   Annual Standard Rate Cut-off point: €43,875

You must always ensure that you request the latest RPN for all employees/pension recipients before you run your payroll.

The introduction of the Real-Time Credits facility for employees/pension recipients may impact on the amount of debt that can be warehoused under debt warehousing. Where an RPN is made available on a cumulative basis by Revenue, in respect of your employee(s)/pension recipients, you should make any refund that may arise to the employee/pension recipient. Any resulting refund will reduce the total amount of PAYE due on your monthly return for the relevant period.

Please see example below:

Revenue real time credit .jpg

Appendix 1:

  • Personal tax credit

  • Employee tax credit

  • Earned income tax credit

  • Flat Rate Expenses (FREs)

  • Single Person Child Carer Credit (SPCCC)

  • Home carer credit

  • Tuition fees

  • Incapacitated child tax credit

  • Widowed parent tax credit

  • Dependent relative tax credit

  • Blind person's tax credit

  • Guide dog allowance

  • Assistance dog allowance

  • Nursing home expenses

  • Relief for maintenance payments

  • Income continuance

  • Medical insurance relief (BIK)

  • Personal Retirement Savings Account (PRSA)

  • Additional Voluntary Contributions (AVC)

  • Retirement Annuity Relief

 Source: Revenue Commissioners